BSCC Loan Eligibility for Law Students
(Bihar Student Credit Card – BSCC)
The Bihar Student Credit Card (BSCC) Scheme is a Government of Bihar education loan scheme applicable to eligible students pursuing law and other higher or professional education programmes, subject to prescribed government norms.
🎯 Basic Eligibility Requirements
To avail benefits under the BSCC Scheme, applicants must fulfill the applicable eligibility conditions prescribed by the Government of Bihar:
✅ Bihar Domicile
- The applicant must be a permanent resident of Bihar and possess a valid Bihar Domicile / Residential Certificate.
✅ Age Limit
- The applicant must satisfy the age criteria prescribed under the prevailing BSCC guidelines for the selected law course.
✅ Minimum Educational Qualification
- For LL.B (3 Years), the applicant must have completed the required graduation qualification from a recognized university/institution, as applicable under the course admission rules.
- For B.A. LL.B. (5 Years), the applicant must have passed Class 12th (Intermediate) from a recognized board such as BSEB / CBSE / ICSE or equivalent.
✅ Admission in a Recognized Institution
- The student must have secured admission in an eligible law course at a recognized institution such as SNS Vidyapeeth Law College, subject to the applicable Government of Bihar and BSCC eligibility norms.
📚 Eligible Law Courses at SNS Vidyapeeth Law College
- LL.B (3 Years)
- B.A. LL.B. (5 Years Course)
👥 Co-Applicant / Guarantor Requirement
- A co-applicant / guarantor may be required under the applicable BSCC loan and banking norms.
- The co-applicant is generally a parent or legal guardian, wherever applicable.
- The co-applicant / guarantor must provide the required identity and address documents.
- Co-applicant / guarantor details are verified during the DRCC verification and counselling process, as applicable.
- The responsibilities of the co-applicant / guarantor are governed by the applicable loan agreement and government/bank norms.
🧾 Documents Required
Personal & Identity Documents
- Aadhaar Card
- Bihar Domicile / Residential Certificate
- Caste Certificate (if applicable)
- Recent passport-size photographs
Educational Documents
- For B.A. LL.B. (5 Years): Class 10th and Class 12th Mark Sheets and Certificates
- For LL.B (3 Years): Graduation Mark Sheets and Certificate / Degree
- Previous academic qualification documents, if applicable
- Admission Letter from SNS Vidyapeeth Law College
- Course Fee Structure issued by the College
🏦 Financial & Bank Details
- Student's Bank Account details
- The student should provide an active regular Savings Bank Account in their own name.
- Account details should be valid and operational for the applicable BSCC fund disbursement process.
- Bank account requirements are subject to the prevailing BSCC / banking norms.
- Co-applicant / Guarantor documents, wherever applicable
- Identity proof
- Address proof
- Income-related documents as required by DRCC / the concerned bank
🏢 Application Process (Through DRCC)
Applications under the Bihar Student Credit Card Scheme are submitted through the designated BSCC online application process and are processed through the DRCC (District Registration & Counselling Centre) under the Education Department, Government of Bihar.
Application Steps:
- Online Registration on the BSCC Portal
- Submission / Upload of Required Documents
- DRCC Verification & Counselling
- Loan Sanction by the concerned authority/bank
- Agreement Signing & Loan Disbursement