Bihar Student Credit Card (BSCC)

Government Education Loan Scheme for Students of Bihar

The Bihar Student Credit Card Scheme (BSCC) is an education loan scheme launched by the Government of Bihar under the 7 Nischay – Yuva Mission.

BSCC is an education loan scheme (not a scholarship), designed to support students who wish to pursue higher, technical, professional, or vocational education but face financial constraints.

Key Features of BSCC

Maximum Loan Amount

  • Government-backed education loan
  • Supports eligible higher and professional education
  • Covers tuition fees and academic expenses
  • Includes living expenses, books, and stationery, subject to applicable government norms
  • Repayment starts after completion of the course, as per BSCC guidelines
  • Simple and transparent online application process
  • Verification through DRCC (District Registration & Counselling Centre)

BSCC helps students continue their higher education without an immediate financial burden on their parents.

BSCC Loan Details for Law Students

Students enrolled in eligible law courses at SNS Vidyapeeth Law College may apply under the BSCC scheme, subject to the eligibility criteria and government norms.

Courses Offered

  • LL.B (3 Years)
  • B.A. LL.B. (5 Years Course)

💰 Expenses Covered Under BSCC

The sanctioned loan amount may be used for eligible educational and academic expenses, including:

Law / Course Fee

Course fees may be paid directly to the institution as per the approved fee structure and applicable BSCC guidelines.

Books and Stationery

The loan may cover eligible expenses related to textbooks, study materials, stationery, and other academic requirements.

Living Expenses

Eligible living expenses such as hostel, rent, food, and other permitted expenses may be covered according to government norms.

💵 Loan Amount for Law Students

The maximum loan amount and eligible expenses are subject to the current Government of Bihar BSCC rules and approved course requirements.

The actual sanctioned amount depends on factors such as:

  • Approved course fee structure
  • Eligible academic expenses
  • Eligible living expenses
  • Government-approved BSCC norms

📉 Interest Details

As per the applicable Government of Bihar policy and scheme guidelines, eligible BSCC education loans may be provided with interest benefits as prescribed by the government.

Students should confirm the applicable interest and repayment conditions at the time of application, as these may be subject to government rules and updates.

Education Loan Scheme – Not a Scholarship

The Bihar Student Credit Card (BSCC) is a Government of Bihar-backed education loan scheme, applicable to eligible higher and professional education courses, including law courses offered at SNS Vidyapeeth Law College, subject to government norms.

⚠️ Important Clarification

BSCC is a LOAN, not a scholarship or grant.

The sanctioned loan amount is required to be repaid by the student after completion of the course, according to the repayment terms and government-approved norms.

Repayment After Completion of Studies

After completing the law course from SNS Vidyapeeth Law College:

  • The student is required to repay the eligible loan amount.
  • Repayment is made through affordable installments as per the applicable BSCC repayment schedule.
  • A moratorium period may be provided according to the scheme guidelines.
  • Repayment generally begins after completion of studies or as specified under the applicable BSCC rules.

BSCC for Law Students at SNS Vidyapeeth Law College

SNS Vidyapeeth Law College provides guidance and support to eligible students regarding:

  • BSCC application process
  • Documentation requirements
  • Course and fee-related information
  • Guidance regarding the DRCC verification process
  • Assistance in understanding the education loan process